Definition: Discriminatory denial, restriction, or unfavorable provision of housing-related financial services to an area because of protected characteristics of its residents.
Example
A lender avoids serving otherwise qualified applicants in a neighborhood because of its racial composition.
Keep the distinction clear
A legitimate, consistently applied credit criterion differs from a discriminatory geographic exclusion. Steering concerns directing individual housing or loan choices.
Related terms
Fair Housing Act · Steering (Fair Housing) · Blockbusting
Keep studying
Fair Housing: Seven Protected Categories and How to Read Updates
References: HUD: fair housing rights and obligations
Pronunciation (US): RED-lye-ning (capitals show stress)
Pronunciation reference: Merriam-Webster
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