Definition: Specific credit terms in an advertisement that require additional disclosures under the applicable consumer-credit advertising rule.
Example
A closed-end credit advertisement stating a down payment or number of payments can trigger disclosure of additional repayment terms and APR.
Keep the distinction clear
Rules differ for open-end and closed-end credit. A quoted interest rate has its own APR requirements; do not assume every number triggers the same disclosure set.
Related terms
Truth in Lending Act (TILA) · Annual Percentage Rate (APR) · Down Payment
Keep studying
Loan Estimate, Closing Disclosure, and Loan Approval: Different Steps
References: CFPB Regulation Z: credit advertising
Pronunciation (US): TRIG-er-ing TERMZ (capitals show stress)
Pronunciation reference: Merriam-Webster
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